Bills are never submitted to a patient who is being treated under which type of insurance plan?

The statement that bills are never submitted to a patient being treated under workers' compensation insurance is correct because workers' compensation is designed specifically to cover medical expenses and lost wages for employees who are injured on the job. The process of workers' compensation typically entails the employer's insurance provider taking responsibility for the medical costs related to the injury, thus relieving the injured employee from having to pay out-of-pocket expenses or handle billing on their own. This coverage encourages timely treatment and supports employees in their recovery without adding financial burden.

In contrast, Medicare, Health Maintenance Organizations (HMOs), and Medicaid can involve billing processes where patients may still receive bills for co-pays, deductibles, or services that are not fully covered. In Medicare, for instance, there may be costs associated with certain services, while HMOs can also involve cost-sharing arrangements. Medicaid, which assists low-income individuals, might similarly require billing for specific services that fall outside the scope of coverage. Thus, workers' compensation stands out as a unique system where the financial responsibility is largely removed from the patient during their treatment for work-related injuries.